Worried About Rejected AAMI Claims? Avoid These Common Mistakes

Dealing with a car accident claim can be overwhelming, especially when facing the possibility of a rejected AAMI car insurance claim. At Colonial Collision Centre, we’re here to guide you through the process and ensure you avoid common pitfalls that could put your claim in danger. Below are the key mistakes to avoid when handling your car insurance claim in Brooklyn.



Failing to Notify Your Insurer on Time


Timely notification is crucial after a car crash. Most insurance providers, including AAMI and RACV car insurance claim policies, require you to report the incident within a specific timeframe. Delaying this step can lead to complications or outright rejection of your claim.


Providing Incomplete or Incorrect Information


Accurate and detailed information is essential when filing your car insurance claim. Common errors include:


  • Incorrect details about the car crash location.

  • Failing to list all damages incurred during the accident.

  • Omitting key information about other parties involved.


Double-check all information before submitting your claim to avoid unnecessary delays or denials.


Skipping a Police Report


For most claim car crash scenarios, especially those involving significant damage or injuries, a police report is mandatory. Insurance companies like AAMI may view the absence of a police report as a red flag, leading to complications with your car accident claim.


Not Documenting the Damage Properly


Clear and comprehensive documentation is vital. After a car crash:

  • Take photos of all visible damage.

  • Capture images of the accident scene, including road conditions and vehicle positions.

  • Keep records of repair estimates from trusted car smash repairs specialists like Colonial Collision Centre in Brooklyn.

This evidence strengthens your case and supports your car insurance claim.


Ignoring Policy Terms and Conditions


Each insurer has unique policy terms, whether AAMI, RACV, or others. Common oversights include:

  • Using unauthorised repairs for car smash repairs.

  • Engaging in unapproved communication with the other party.

  • Attempting repairs before obtaining insurer approval.


Always review your policy thoroughly to ensure compliance.


Neglecting to Track Communication


Maintain a clear record of all interactions with your insurer. Note the names of representatives, dates, and key points discussed. This can be crucial if disputes arise during your AAMI car insurance claims process.


Delaying Repairs After Approval


Once your claim is approved, schedule your car smash repairs promptly. Prolonged delays can raise questions about the extent of the damage and the validity of your claim. Partnering with a trusted repairer like Colonial Collision Centre ensures quality service and peace of mind.


Final Thoughts

Navigating a car insurance claim doesn’t have to be daunting. By avoiding these common mistakes and seeking professional guidance, you’ll enhance your chances of a smooth claims process. At Colonial Collision Centre, we’re dedicated to providing top-notch car smash repairs and assisting Brooklyn residents with car accident claims, including AAMI and RACV car insurance claims.

Contact us today to ensure your claim is handled with expertise and care.

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